Before we begin setting aside money for retirement, investing, or saving up to buy a house, the first step in everyone’s path to financial independence needs to be building up an emergency fund. The purpose of a rainy day fund is essentially as it sounds; sooner or later it’s going …
Budgeting as a concept means creating a plan for how much money we are going to spend over some set amount of time, say a month. This allows us to see at a glance how much money we may be bringing in, how much money we are spending, and how …
Subscribe to our email list & receive our monthly budget template free of charge!